Complaint Letter Against Employer Essay

I am composing this email to educate you that the choice made to alleviate me of my obligations as office chief and stay on staff as â€Å"office support† has been done on unlawful grounds. A week ago on April 21st I was casually given some obscure input in regards to remarks from my collaborator Jane Doe. Her charges found me napping so I mentioned a chance to survey a portion of these worries with the expectation that I could likewise give a short clarification from my point of view. I likewise mentioned opportunity to survey the set of working responsibilities with the goal that we could affirm the idea of my job in the workplace for clarity’s purpose. Dr. â€â€â€ asked that I be set up to talk about what I delighted in doing in the workplace just as the set of working responsibilities, taking note of that I would keep doing the things I appreciated doing and different undertakings would be taken care of by current or future staff. This was to be tended to on the following work day which was April 25th. Today I tended to Dr. â€â€â€ toward the day's end to tell her I was prepared to examine these issues when she was accessible at which opportunity she returned to the workplace. I was then informed that our record agent would have been given up, that our hold secretary was elevated to full-time and that we would require somebody to supplant Jane who will have her last day in the workplace on April 29th of this current week. In the wake of talking about a couple of the duties of the previously mentioned positions we started evaluating the set of working responsibilities. Dr. â€â€â€ at that point crossed out 80% of the expected set of responsibilities and separated it among a past managerial representative, a contact who has consented to start working with Dr. Khan in June and yourself. This was not what was talked about on April 21st and is an uncalled for consequence of an out of line appraisal for the essential reasons beneath: 1. The activity taken by Dr. â€â€â€ doesn't fit the difficult that happened in that there was no verbal admonition, no censure, and no chance to improve. 2. There was no norm or rule of what my situation as an Office Manager comprised of even on an early on level †there was no set of working responsibilities. 3. I was not told I was being evaluated and not given the points of interest of the appraisal itself and was subsequently not managed the kindness of clarifying my position satisfactorily or in any event, getting where and how the mistakes/clashes happened. 4. The evaluation was fragmented/unequal as one zone of office advancement was surveyed while others that are likewise basic to the capacity of the workplace were not tended to. Likewise, I am sorry to state that this issue currently raises doubt about how things will be settled dependent on the way that you as the HR advisor are additionally the nephew of Dr.

The height of the power of Roman Empire Free Essays

The tallness of the intensity of Roman Empire was at huge. More than one fourth of the world’s populace lived and kicked the bucket the standard of the Caesars. Ruler Marcus Aurelius was in twelve-long periods of battle against the Barbarian Tribe in Germania that was attracting to an end. We will compose a custom article test on The tallness of the intensity of Roman Empire or on the other hand any comparable theme just for you Request Now His last wish before he kicks the bucket is that to have a fortification holds up traffic of Roman Victory and the guarantee of harmony all through the domain. The film starts at the Roman fight for Germania, at that point a regressive place where there is brutes. General Maximus Decimus Meridus drives the Roman Army to a definitive triumph against the Germanic Tribes at Vindobona. The long war got finished on the Roman outskirts and he earned the regard of the old Emperor Marcus Aurelius. He has a male beneficiary named Commodus. The withering head wished to give transitory authority to Maximus wanting to restore the ability to the Roman Senate. He saw Maximus’ capacities to lead and fill in as an Emperor in Rome on the grounds that Maximus is a principled man and he can order the devotion of the military. Marcus needs him to end the defilement and to spare Rome from parcel. Marcus needs Rome to be a Republic once more. Dissecting the Roman Society can experience into these various types of points of view, to be specific, Functionalist, Conflict, and Symbolic Interaction Perspective. First up is the Functionalist Theory. A Functionalist Theory clarifies marvels through capacities. It has two components which are the view from the general public as an arrangement of interrelated parts that are related and the general qualities among society individuals. So how might we relate Functionalist Theory to the Society? There is just single word for that †Change. Change assumes a major job to Functionalist Theory. Society is viewed as coordinated entirety. An adjustment in one piece of a general public prompts change in different parts also. Society may change after some time, yet functionalist accept that it will come back to stable state. In the film Gladiator, the individuals there are approached to become fighters. They battle for their lives inside the field. Numerous fighters get injured or kick the bucket. That fills in as a diversion to the higher class. The combatants are there for the brilliance of the Empire. The sign of this is they don’t have rights. They can’t help it however to adhere to the guidelines of their ruler. Everything comes to one name which is †servitude. The inactive is that they are frail. They need to adhere to the principles of their head since he is in the top. He is the most elevated among them. Which implies that the combatants and different slaves are the laborers who they have to work for their sovereign and to acquire a living. What's more, in conclusion, the brokenness to this is they are being mishandled. They are being approached to battle inside the field. It’s an immeasurably significant issue circumstance. The Conflict Perspective here is that the general public is made out of unmistakable gatherings with contradicting interests. The force and disparity are found deliberately in the general public. In the film, there is an imbalance between the slaves and the higher class. The slaves are compelled to work for them and to become combatants and battle their lives in the field. The force is that the Emperor can direct. They provide order to the military, the legislature, and the individuals at the same time. There ought to be a social equalization to the Roman Empire. What's more, last viewpoint is the Symbolic-Interactionism Perspective. This uses images to investigate the general public well. A connection between people is haggled through shared images, motions, and nonverbal interchanges. The representative interactionism in the film is that through apparel. The higher class can wear lovely apparel while the slaves can't. Taking all things together, there is as yet an inquiry between the forces of the Emperor to the Senate. There is a huge size of happenings to the Roman Empire. The capacity of the fighters inside that society is to advanced a microcosm of the battle. There is fascism and analysis among them. A Republic is a type of government wherein the nation is considered as a â€Å"public mater†, not the private concern or property of rulers, and where workplaces and states are accordingly coordinated or in a roundabout way chose or selected instead of acquired. The proposed answer for this class divergence is to give the intensity of government to the senate, which is chosen by the common laborers, not to the Emperor. The most effective method to refer to The stature of the intensity of Roman Empire, Papers

What Would a Recession Mean for You - OppLoans

What Would a Recession Mean for You - OppLoans What Would a Recession Mean for You? What Would a Recession Mean for You?If you arent prepared for an economic recession, you could end up losing your job without any kind of financial safety net to catch you.Have you heard rumblings that a new recession is on its way? If so, it’s something you’ll want to be ready for. And even a recession isn’t just around the bend, you’ll still want to be prepared when one inevitably shows up. Here’s what you need to know about how recessions work, and what you need to do in order to weather the next one that arrives.What is a recession?“A recession refers to the continued contraction of a countrys economy over a prolonged period of time, usually six months or more.” said Joe Bailey, Operations Manager at  My Trading Skills (@MyTradingSkills), a financial trading courses provider.“During a recession, consumption and demand for goods and services continue to gradually decline over a six month period. Unemployment, on the other hand, begins to rise as demand and consumpt ion fall. A fall in manufacturing, retail sales, and real GDP are also strong indicators that a country is in recession.”“Recessions are cyclical, so although there is never a set date that can be predicted, they are always just around the corner,” added financial analyst Dennis Shirshikov of  FitSmallBusiness.com (@FitSmallBiz).While there are many factors in the economy that can lead to a recession, Shirshikov pointed to an access of available credit as one of the main triggers. As an economy gains steam, credit gets easier to access. But at a certain point, it gets a little too easy.“This happens because times are good, so naturally, people get married, start businesses, buy houses, and spend a little more than they make. The money the one individual spends is the income of another individual, so income grows too. This leads to a sense of security that things are getting better and its ok to borrow and spend a little more,” said Shirshikov.“Just like no individual can borrow forever, the economy as a whole can have too much outstanding credit. First, a couple of people miss payments, then a couple declares bankruptcy, then a local business cant afford to stay open. Eventually, this cycle spreads and is known by economists as a cycle of deleveraging. In other words, the credit starts drying up, banks are less likely to lend, and people cant get access to more credit.”The most recent recession in the U.S. economy was a big one: The Great Recession lasted from 2007 to 2009 and brought down the global economy along with it. That recession was caused by the subprime mortgage crisisâ€"a massive overextension of credit, just like Shirshikov laid out.What would a new recession mean for you?Unless you’ve pulled a Ron Swanson and youve got millions of dollars in various precious metals and gemstones buried in around your propertyâ€"guarded by traps, no lessâ€"than a recession is likely going to leave you worse off. And the more financially unstable yo u are, the more likely that a recession will wreak havoc on your life.“The rising rates of unemployment are one of the major effects that recession has on the citizens,” explained Bailey. “High levels of unemployment mean more people are unable to meet their basic needs such as housing, food, clothes, and education. As a result, people lose their homes and their cars. Young graduates are unable to find jobs, and this completely throws off their careers. Businesses often experience a drop in profits, with many of them having to declare bankruptcy.“Another recession would increase homelessness, a profound housing crisis with home foreclosures and high rates of unemployment,” said Chad Dion Lassiter, MSW, Executive Director of  the Pennsylvania  Human Relations Commission. “Most recent college graduates would suffer as well under the pressure of attempting to balance looking for a job during a recession and paying back student loans.”And if you’re hoping that the effect s will be short-lasting, you probably won’t be so lucky. According to Ashvin Chheda, ChFC ®, CLU ®, President of  Opes One Advisors in Addison, Texas, you could be feeling the aftershocks from a coming recession for a long time afterward.“There could be mid to longer-term impacts on the average family,” said Chheda. For instance, early childhood education could be compromised, health care for families could be compromised, more specifically preventative care and/or vision/dental care. There could be housing implications (loss of home due to inability to pay the mortgage, downsizing of rental home/apartments are examples). There might be a longer-term delay or abandonment of college for older children. ““In many cases, there is a measurable shortfall to funding for retirement; retirement funding is a function of saving! Similarly, there could be an early hardship drawdown of retirement assets that will have to be replenished later. In more severe cases, there are impacts to the standard of nutrition for families due to a much more constrained budget.”“In essence,” he concluded, “the standard of living for families will be compromised due to loss or reduction of wages.”Finally, Dion Lassiter highlighted the psychological effects that recessions can have on many people, problems that all-too-often go unacknowledged. The factors he listed included “high rates of anxiety, hypertension, depression, mood disorders and the potential for maladaptive ways of coping under economic distress.”In summary: The effects of a recession can range from “not great” to “catastrophic.” It will depend on your individual situation: A reduction in retirement savings or going a year without a raise is one thing, losing a job or home is entirely another. But the more prepared you are, financially, the better you’ll be able to weather this time of uncertainty.How can you prepare?Even if you don’t think a recession is around the corner, you should still be planning for one to happen eventually. Economies can’t grow forever, which means that recessions are inevitable.“While economic recessions are few and far between, they do occur periodically and are part of economic cycles,” said Chheda. “Personal planning to mitigate the effects of a recession are important and every family should have a plan!First things first, you want to be prepared for the emergenciesâ€"not just from a recession, but from unexpected expenses like medical bills and car repairs. And if you want to be prepared for emergencies, the best way to do that is with … an emergency fund!“Set up an emergency fund,” urged Bailey, “and build it up to a point where it can be able to cover ones basic expenses for more than three months.” You can find more information in our blog post about how to start building an emergency fund.But your preparations shouldn’t stop there. Bailey also recommended that you pay down your debts, “as this will help you gradu ally reduce your monthly expenses.”“Besides savings and debt reduction,” added Shirshikov, “you should work to have an extra source of income. Whether its a side job, a hobby, or an independent role like real estate, having an option if something happens never hurts.“Finally, if you see your friends and neighbors taking on debt for new houses and parties, remember all of that needs to be repaid,” he added. “So move against the trend.While most solutions involve planning for the worst, you should also look at ways that you can prepare for the best. In other words, the more valuable you are as an employeeâ€"both in terms of work ethic and skill-setâ€"the less likely you are to feel the brunt of recession-aided layoffs.“There are other things that people should do to mitigate the impact of a recession which in many ways is tied to their ability to hold on to their employment,” said Chheda. “Investing in ones own education; career growth is important. Companies gener ally try to avoid laying-off their top talent, and if they do, those same individuals will find it easier to get re-hired.”“We cannot predict when a recession will occur,” concluded Bailey, “but everyday people can prepare adequately for one by building up a healthy emergency fund, finding more sources of income other than their main jobs, and paying down their current debts as much as possible before a recession begins to bite.”Is a new recession on the way?Recently, there has been a fair amount of ink and pixels spilled by national news organizations over the possibility of a recession in the near future. And these fears come with an extra level of worry: While the economy overall has recovered somewhat following the Great Recession, many of those gains haven’t extended to lower- and middle-class households.“Another recession would be more than devastating for our economy specifically for the middle and lower classesâ€"not to mention the permanent underclass that exp eriences deep povertyâ€"that would only further increase the rates of despair, hopelessness and a profound sense of nihilism,” said Dion Lassiter.“Many of the before mentioned are still trying to recover from the last recession that devastated them and rendered many of them the faces in the bottom of the well where capitalism increases opportunities for the oligarchs and the plutocrats and renders them non-persons and non-entities against the backdrop of the great wells of democracy,” he added.There are many different factors that could contribute to a recession, including interest rate hikes from the Federal Reserve and the Trump administration’s ongoing trade war with China. One indicator of recession, an economic phenomena known as an inverted yield curve (which we won’t explain here), has already come to pass.But as we said earlier in the piece: Even a recession doesn’t happen this year or next year or the year after that, one will happen eventually. And when it does , you’ll want to be ready. Otherwise, you could end up relying on short-term  no credit check loans  like  payday loans,  cash advances, and  title loans  to make ends meet.To learn more about managing your finances long-term, check out these related posts and articles from OppLoans:Building Your Financial Life: Budgeting for BeginnersSave More Money with These 40 Expert TipsFrom Budget to Baller: 6 Tips to Grow Your MoneySo You’ve Maxed out Your Credit Cards … Now What?Do you have a   personal finance question youd like us to answer? Let us know! You can find us  on  Facebook  and  Twitter.Visit OppLoans on  YouTube  |  Facebook  |  Twitter  |  LinkedIN  |  InstagramContributorsJoe Bailey is the Operations Manager at  My Trading Skills (@MyTradingSkills), a financial trading courses provider. His experience includes web development, UX and conversion rate optimization for both B2B and B2C.As President of  Opes One Advisors, Ashvin Chheda, ChFC, CLU, works closely with clients and focuses on customizing financial advice and strategies for each client’s unique needs. In addition, he holds the investment related Series 7, 63, and 66 licenses, the Registered Principal Series 24 license, and the Group 1 Life, Health and Disability insurance license. He is a Registered Representative Investment Advisor of Park Avenue Securities, Financial Representative of Guardian.Chad Dion Lassiter began serving as the Executive Director of  Pennsylvania  Human Relations Commission on May 24, 2018.   He is nationally recognized in the fields of American race relations and violence prevention among African-American males.   Prior to accepting his post at PHRC, Chad D. Lassiter was a Visiting Scholar at West Chester University in the Undergraduate School of Social Work and Lecturer at the University of Pennsylvania, where he was the 2008 recipient of the Dr. Martin Luther King, Jr. Community Involvement Award. He is a former research fellow at the W.E.B. DuBois Collective Research Institute at the University of Pennsylvania Graduate School of Education, where he worked on two national research projects, P.L.A.A.Y. (Preventing Long Term Anger and Aggression in Youth) and H.I.P.P. (Health Information Providers and Promoters).  Mr. Lassiter received his Master’s Degree from the University of Pennsylvania Graduate School of Social Work, where he was the A. Phillip Randolph Award winner in 2001.Dennis Shirshikov is a Financial Analyst with  FitSmallBusiness.com (@FitSmallBiz). Dennis earned an MS with an emphasis in Financial Risk Modeling and spend most of his career working with startups. When not helping small businesses and teaching Economics to college students at CUNY Queens College.

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Research On Turning Nbfcs Into Banks Finance Essay - Free Essay Example

Sample details Pages: 5 Words: 1362 Downloads: 2 Date added: 2017/06/26 Category Finance Essay Type Narrative essay Did you like this example? NBFCs are purveyors of credit to the sectors where credit gap exists. It has been observed that in many places in India, the small and local entrepreneur goes first to an NBFC for funds even before approaching banks in view of the formers convenient access, freedom from red-tape and hassle free transactions. The expansion of the consumer durable business in India over the last few years can be attributed to NBFCs entering the trade. Don’t waste time! Our writers will create an original "Research On Turning Nbfcs Into Banks Finance Essay" essay for you Create order The activities of NBFCs in India have undergone a plethora of qualitative changes over the years because of functional specialization. NBFCs have grown as an effective and critical financial intermediary due to their inherent ability to take quicker decisions, assume greater risks, and customize their services according to the needs of the clients. These features help them score over banks and thus have contributed to the proliferation of NBFCs. As can be seen from the above figures from the year 2006-07 onwards the capital has been growing at a lower rate than the loans and advances shelled out by the deposit taking NBFCs. This widening growth rate implies that most of the loans and advances are being funded using borrowings, though capital adequacy ratio is maintained but there is a shift in dependence from capital to other sources of funds. The year 2008-09 can be taken as an exception on account of the economic downturn. This signifies that the business model of deposit tak ing NBFCs is not in a right track and needs to be corrected so that the growth rates could be comparable. In the given scenario, if the loan portfolio goes bad, there is high probability of the capital being wiped out and hence depositors could be at risk. Also it has been seen that in comparison to banks which have a NPA level of around 2-3 percent, many NBFCs have a higher NPA level, thus making them more vulnerable to risk. Thus their conversion to banks on this account seems to be difficult and bumpy. Shriram transport finance, owing to it unique nature of operations, seems to be on the verge of breaking the trade off. It has a yield of 17.2 % (in line with the customers and the market segment is addresses, mostly those who have no or limited access to banking channels), a NPA figure comparable to that of banks. It has reached a scale of Rs 30000 Crore on March 2010, indicating it has managed the tradeoffs well Thus, we see that there are certain NBFCs which have comparabl e NPA levels as of banks and have better yields too, hence can put their case forward and their conversion into banks should not be as bumpy as expected, though the only problem is they target a specific segment of customers. The current guidelines that came in 2001 specify Rs. 200 crore as the minimum starting capital for new bank to be increased to Rs. 300 crore over three years from commencement of business. Industry body CII is demanding the minimum capital to be raised to Rs. 1000 crore  [1]  . The argument of RBI is that a higher minimum capital ensures only serious players enter the business and also a higher capital provides higher safety and stability in bad times. Raising a capital of Rs. 200 crore to start with will be beyond the reach of small players and hence, only large established business houses, large NBFCs and some high net worth individuals are likely to pass this criterion. Currently, In India the promoters are allowed to bring in higher stake (minimum of 40 percent of the paid-up capital of the bank) at the time of licensing of banks with a lock-in period of 5 years. The main intention is to have a stable capital base with strong professional management, but without any interference or control of management by the promoters. The February 2005 Ownership and Governance (O G) guidelines require promoters and other shareholders of the banks to divest/dilute their shareholding to a level of 10 percent or below of the banks share capital within a specified time frame. Given that, it is likely that quite a few promoters will try to create a holding company with the bank as a subsidiary  [2]  . This structure, which is called Bank Holding Company (BHC), is also open to debate as RBI feels that some promoters may find ways to control the functioning of bank and affect the integrity of the business in the process. Foreign shareholding in new banks While foreign capital providers an alternate source of capital, the plethora of r egulations over foreign investment in various sector suggests that RBI is likely to keep the cap (50% or below, locked at that level for initial 10 years  [3]  ) on aggregate foreign investment in banks. Although, this will be in contrast to the current FDI policy in private sector banking (74% foreign equity allowed). NBFCs conversion into banks NBFCs are very strong contenders of new banking licenses. Deposit taking NBFCs (NBFCs-D) have been regulated by RBI for a long time now but non-deposit taking NBFCs (NBFCs-ND) also have been brought under some stricter regulations in recent times. Still, deposit taking NBFCs are closer to banks when it comes to regulations, something that should help their claim to a new bank license. RBI thinks that the regulations for NBFCs have not been stringent enough compared to banks and NBFCs capability to work under stricter regulations can be questioned. Therefore, the track record of an NBFC cannot be taken as an automatic eligibility criterion for conversion into banks. Hence the conversion to banks for NBFCs would not be an easy ride. Considering the various issues that RBI is pondering over regarding new banking licenses, we have come with a set of criterion that can be used to evaluate few likely contenders for banking licenses. The criteria would also help us in identifying th e bumps which various NBFCs would face in their conversion to banks. As a sample, we have taken three NBFCs into consideration: 1. Religare Enterprises, 2. Reliance Capital and 3. Shriram Transport Finance Company NBFCs-D have been regulated by RBI for long time and their regulations are similar to, though not as strict as, that of banks. Gross NPAs to advances- less for NBFC-D compared to NBFC-SI ND, hence better deposit directions and other measures signify they are better suited for conversion into banks than non deposit taking NBFCs. Hence an NBFC-D can be considered forerunner in getting the new bank license. Table 5: Comparison of few NBFCs over criteria of new bank license Legend: Favorable Unfavorable As we see, large NBFCs are in better position to raise the minimum starting capital required. RBI is averse in giving license to companies that belong to groups having exposure to other industrial sectors. All NBFCs having a real estate exposure are at a disadvantage and are not preferred by RBI. Conclusion Thus, we saw that there are numerous bumps in the road which leads NBFCs to banks. But at the same time, many NBFCs have a strong case and the road for them seems to be smooth. The hurdles were manifold and had diverse origins, some stemmed from the widening gap between capital and advances base thus making the business model risky while others came from the difficulties in complying with RBI guidelines like exposure to other sectors. Some of the NBFCs though have showed that they are on par with the traditional banks, and hence are strong contenders of the license. Even if some of the NBFCs do get converted into banks, they face a bumpy ride under the stricter regulations enforced by RBI and the need to reduce their existing NPA levels. So, while analysing the future of NBFCs in Indian Financial system, we see three possibilities arising: a) Conversion into banks, b) Remain as NBFCs and serve the niche segment, and c) become Business Correspondent- There seems to be a direct match between the strengths of NBFC model and the requirements out of a Business Correspondent in terms of coverage, financial strength, better technology and governance. NBFC segment is too varied and diversified to chalk out a single future path for all of them and considering continuing different needs in present economy, it is better for economy that NBFCs continue exist in different forms.

Essay on The Internent Grows More Dangerous - 1048 Words

As the internet grows vastly the more dangerous it becomes to its users. With the new advances in technology cyberspace fraud has been increasing. These new advances have made the internet vulnerable to various kinds of e-commerce fraud. New techniques to detect and prevent cyber fraud have been developed to discover and prevent criminals before the fact, rather than after the damage have been done. Individuals and businesses should recognize each new cyber attack and make themselves aware of the consequences each attack can create. This paper will discuss the new cyber attacks that are increasing and how individuals and businesses are affected. Internet Grows More Dangerous Cyberspace fraud has been increasing vastly with new†¦show more content†¦The article then goes on to discuss how dependent society is on cyberspace and how they have become more susceptible to cyberspace threats. It also talks about how dependent society is of the internet, â€Å"online banking travel , entertainment, and stock brokerage services† (25). With this increased activity makes the internet an enticing target with more opportunities and weaknesses for cyber crime. Criminals are learning new methods to perform cyber crimes more efficiently and effectively. However, these crimes are not just affecting individuals, businesses also fallen victim to these crimes every day. Some of the largest and most profitable cyber crimes of 2010 were reported by the Internet Crime Complaint Center were:, auction frauds, counterfeit cashier’s checks, credit card fraud, debt elimination schemes, parcel courier e-mail schemes, employment and business opportunity frauds, escrow services frauds, identity theft, internet extortion, investment frauds, lotteries, hoaxes like the well-known â€Å"Nigerian letter scheme, phishing, and third-party receiver of frauds schemes. The outcome of the highest-profile frauds included company employees who unintentionally gave access to crimi nals; particularly those â€Å"seeking to steal confidential customer information† (26). This type of crime is called a lax password policy. An example of this type of

Take Me As I Am free essay sample

If someone asked: why is diversity important, I probably would have rambled on about economies, control groups, and ethnicity funding.What if instead I was asked: Why is diversity important to you? Diversity is important to me because I am part of diversity. Diversity is simply explained as different from the normalcy. You can be diverse by your sexuality, religion, ethnicity, beliefs, and how you were raised. In the world no one is the same as anybody else, though some do try to â€Å"fit in† to the standards of billboards and society stereotypes. I am diversity. You are diversity. We are all different. In specific to me I am seventeen years old. I am bi-sexual and extremely proud of that. I have many heterosexual friends, as well as many gay friends. I am Puerto Rican, Mexican and a mix of many other things whereas my friends range from Irish to Guyanese in their bloodlines. We will write a custom essay sample on Take Me As I Am or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page As a feminist I organize small movements with neighbors and friends to empower woman and help domestic abuse victims. As a Roman Catholic I was confirmed in tenth grade but I practice Wiccan rituals and Buddhist meditation daily. People should enjoy diversity but of course in life there are some who react negatively towards those who are not the same as them. In life we have different forms of prejudice: Homophobia, racism, sexism. All of which affect the lives of those attempting to live proud of who they are. We should not attempt to live our lives set to the standards of people who do not exist. There is no â€Å"normalcy† in the world. I have learned not to be who I don’t want to be. Before my generation, I’m sure there was a lot of hatred towards minority groups. Nowadays we try to accept people as who they are, not as who we want them to be. Though we are slightly more accepting now, however, there will always be hate. Diversity is important to me because without it, I would not be me as I am today. Learning to accept other people has made me able to accept who I am as well. Diversity is key to the survival of the world, but change and difference will always come as a shock to people, which will make it difficult for the world to grow. . Fitting in is not the most important part of someone’s life. I was told by one woman ,who spent her whole youth attempting to fit in to what her friends and family thought she should be, that I should let my inner light shine and I should never let anyone keep me from being who I am. I am diversity, take me as I am.